The end of the year is full of activities. Family, school, and work obligations can keep you running constantly, without the time to consider other important things – such as whether you have used all of the health care plan benefits covered by your insurance.
Are insurance concerns not high on your holiday list? They probably aren’t, but you could be wasting money by not reviewing your insurance usage before the holiday madness starts.
As you approach the end of the year, consider how close you are to your deductible since they reset at the end of each year. If you have met your deductible already, you have every incentive to take full advantage of all health care needs before the deductible resets.